Hopkins Financial Terms and Conditions

Last Updated: September 2, 2025

Welcome to the Hopkins Financial website (the "Site"). Please read these Terms and Conditions ("Terms") carefully before using the Site, which is owned and operated by Hopkins Financial ("we," "us," or "our").

By accessing or using our Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to all of these Terms, you are not authorized to use this Site.

1. Use of the Site
The content and information on this Site are for your general information and use only. It is subject to change without notice. Your use of any information or materials on this Site is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services, or information available through this website meet your specific requirements.
2. Intellectual Property
This Site contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance, and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
3. No Financial Advice
The content on the Hopkins Financial Site is for informational purposes only and does not constitute financial, investment, legal, or tax advice. You should not rely on any information on the Site as a substitute for professional advice from a qualified financial advisor or other professional. We are not a fiduciary by virtue of your use of the Site.
4. Limitation of Liability
In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this Site.
We do not guarantee the accuracy, timeliness, performance, completeness, or suitability of the information and materials found or offered on this Site for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
5. Third-Party Links
From time to time, this Site may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
6. User Conduct
You agree not to use the Site in any way that:
  • Is unlawful, illegal, fraudulent, or harmful.

  • Is in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity.

  • Causes damage to the Site or impairs the availability or accessibility of the Site.

Unauthorized use of this Site may give rise to a claim for damages and/or be a criminal offense.
7. Governing Law
Your use of this Site and any dispute arising out of such use of the Site is subject to the laws of the jurisdiction in which Hopkins Financial is located, without regard to its conflict of law provisions.
8. Changes to Terms
We reserve the right to modify these Terms at any time. We will post the most current version of these Terms on our Site with the "Last Updated" date. Your continued use of the Site after any changes to these Terms have been posted constitutes your acceptance of the new Terms.
9. Contact Us
If you have any questions about these Terms, please contact us through the contact information provided on our website.